FREEDOMFORECAST

These are sample forecasts.

Numbers below are examples — sign up to plan with your own.

Build your own

Sample Freedom Forecasts

Two side-by-side examples for the same person: an early-saver path retiring at 62, and a coast-into-retirement path starting at 60 with 5 years of part-time work.

Scenario A — Save and retire at 62

A 45-year-old saving $28k/year, planning to retire at 62 with $72k/year in spending and a 7% return.

Balance at Freedom Age (62)

$1,889,775

Projected Balance at 95

$0

Projected Depletion Age

94

Freedom Gap

3%

Small gap

Projection through age 95
Assumptions in this sample
Current age45
Freedom (retirement) age62
Current investments$285,000
Annual savings$28,000
Annual spending at freedom$72,000
Expected return7%
Inflation3%
Social Security (age 67)$26,000 /yr
Part-time income (62–67)$15,000 /yr
One-time inheritance at 58$50,000

Scenario B — Coast into retirement at 60

The same person at age 48, planning to retire at 60 and then work part-time for 5 years through age 65 at $1,500/month, with a 9% expected return.

Balance at Freedom Age (60)

$1,416,304

Projected Balance at 95

$1,796,537

Projected Depletion Age

Not depleted

Freedom Gap

0%

On track

Projection through age 95
Assumptions in this sample
Current age48
Freedom (retirement) age60
Current investments$285,000
Annual savings$28,000
Annual spending at freedom$72,000
Expected return9%
Inflation3%
Social Security (age 67)$26,000 /yr
Part-time income (60–65)$18,000 /yr ($1,500/mo)

Like what you see?

Build unlimited scenarios with your own numbers — compare retiring at 55, 60, or 65, and see exactly when your money runs out.

One-time purchase

More Clarity. More Confidence. More Freedom.