These are sample forecasts.
Numbers below are examples — sign up to plan with your own.
Sample Freedom Forecasts
Two side-by-side examples for the same person: an early-saver path retiring at 62, and a coast-into-retirement path starting at 60 with 5 years of part-time work.
Scenario A — Save and retire at 62
A 45-year-old saving $28k/year, planning to retire at 62 with $72k/year in spending and a 7% return.
Balance at Freedom Age (62)
$1,889,775
Projected Balance at 95
$0
Projected Depletion Age
94
Freedom Gap
3%
Small gap
Scenario B — Coast into retirement at 60
The same person at age 48, planning to retire at 60 and then work part-time for 5 years through age 65 at $1,500/month, with a 9% expected return.
Balance at Freedom Age (60)
$1,416,304
Projected Balance at 95
$1,796,537
Projected Depletion Age
Not depleted
Freedom Gap
0%
On track
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